GlobalRemit
Cross-border remittances: 90% cost reduction, 24/7 settlement
GlobalRemit, serving migrant workers sending money home, was paying correspondent banks £25 per transfer plus 3-5% FX markups. Transfers took 3-5 business days and stopped on weekends. After deploying ARYZE's hybrid infrastructure (Open Finance for local rails + reForge for cross-border settlement), costs dropped to £2.50 per transfer with real-time FX rates. Settlement happens 24/7, including weekends. Customers send money Friday night, families receive it Saturday morning. Combined open banking + stablecoin rails with policy controls and audit trails baked in.
Meeting the needs of modern finance
GlobalRemit faced £25 correspondent bank fees per transfer, 3-5% FX markup on every transaction, 3-5 business day settlement windows (no weekend transfers), complex reconciliation across multiple banking relationships, and compliance reporting that required manual data stitching. With 100K monthly transfers, these costs and delays hurt both margins and customer experience.
Open Finance + reForge
ARYZE deployed hybrid infrastructure: Open Finance for local account-to-account payments in origin countries, reForge with stablecoin rails for instant cross-border settlement, real-time FX via integrated liquidity providers, 24/7 settlement (not constrained by banking hours), and unified policy engine with exportable audit trails spanning both open banking and blockchain hops.
Measurable impact
90% cost reduction: £25 + 3-5% FX markup → £2.50 flat fee with real-time FX
3-5 days → instant settlement (including weekends and holidays)
Reconciliation time reduced 80% with unified audit trails
5x volume growth enabled by customer trust in instant delivery
Ready to build your own story?
Spend 30 minutes with a solutions engineer. We'll map your flows and show where you can cut cost, reduce pre-funding and keep the close clean - then turn that into a pilot with evidence by default.