Built in Copenhagen.
Infrastructure for Web3, Fiat, and Everything In Between.
ARYZE is a Danish fintech company pioneering "anything to anything" financial infrastructure. Founded in 2017, we serve Web3 companies, high-risk merchants, and cross-border businesses with combined open banking + blockchain solutions.
Whether you need liquidity-less bridging for multi-chain deployment, £1 flat-fee payments when others charge 10%, or hybrid infrastructure combining account-to-account settlement with blockchain rails — we've built it. Since 2017. In production. At scale.
From financial plumbing to provable outcomes
In 2017, we set out to solve a fundamental problem: how to bring the stability of traditional currency to the speed and accessibility of blockchain technology. What started as an experiment in Copenhagen has become a regulated, battle-tested infrastructure powering digital payments across Europe and beyond.
We built ARYZE on three core principles: full reserve backing, regulatory compliance, and technical excellence. Every digital currency we issue is backed 1:1 by fiat reserves held in European banks. Every line of code we ship is designed for scale, security, and auditability.
Today, ARYZE operates under Danish FSA supervision, managing millions in reserve assets and processing transactions for businesses that demand both innovation and institutional-grade reliability. We're not just building stablecoins—we're building the financial infrastructure that makes blockchain-based payments practical for real-world commerce.
Our journey from a small Copenhagen startup to a regulated fintech leader reflects our commitment to doing things the right way: transparent, compliant, and focused on creating lasting value for our partners and the broader financial ecosystem.
Trust & Transparency
Independent audits and public verification ensure every stablecoin is fully backed
Grant Thornton Audits
Independent monthly audits conducted by Grant Thornton, one of the world's leading audit firms. Full access to our accounts, issuances, and reserves ensures complete transparency and accountability.
1:1 Reserve Backing
Every stablecoin issued is backed 1:1 by real assets. Real-time monitoring ensures reserves always match or exceed total issuance, providing complete confidence in stability.
Public Verification
All attestation reports are published and publicly accessible. Stakeholders can independently verify reserve backing and audit findings, ensuring trust through transparency.
Mission · Vision · Values
Our Mission
To build transparent, fully-backed stablecoin infrastructure that bridges traditional finance and blockchain technology. We provide the financial rails that enable businesses to move value instantly, securely, and compliantly across borders and networks.
Our Vision
A world where digital currencies are as trusted and ubiquitous as traditional money, where cross-border payments happen in seconds not days, and where financial infrastructure is open, transparent, and accessible to all participants in the global economy.
Our Values
Transparency: Full reserve backing and open attestations. Compliance: Operating within regulatory frameworks. Excellence: Institutional-grade security and reliability. Innovation: Pushing boundaries while maintaining trust. Integrity: Doing the right thing, even when it's harder.
Management & team
Bertram Seitz
Chief Executive
Bertram has served as CEO of the company since its inception. He is an expert in business development and financial distribution, and possesses a strong track record as a strategic advisor to both the private and public sectors in Europe. Bertram has been the driving force in structuring, securing licenses and rolling out the first fully reserved digital currency.
Jodi Usama Husain
Chief Technology & Co-Founder
Jodi has an extensive tech background with expertise in scaling and growing organizations. He possesses a deep technical competence and practical abilities within blockchain, fintech and distributed systems. As a co-founder of ARYZE, Jodi has led technical innovation and is a key driver in the company's technology vision and roadmap. He has built much of the R&D architecture from the ground up.
Jack Nikogosian
Chief Growth & Co-Founder
Jack has extensive international experience in the financial industry with wide competencies in marketing, management, and development in a variety of countries and cultures. He is a blockchain entrepreneur and has been an instrumental force in driving the company's strategic growth initiatives in Europe and other markets. Jack co-founded ARYZE and is a board member of the company.
Klaus Jacobsen
Chief Financial & Chief Operating
Klaus is a senior financial professional with over 30 years of experience as a former corporate banker, credit manager and CFO. As a co-founder of ARYZE, he has been instrumental in the design of the company's regulatory and compliance frameworks. Klaus has been appointed by the Danish FSA as responsible for the day-to-day management and operations, and he has significant competencies in fund structuring and corporate strategy.
Christopher Batchelor
Chief Relationship
Christopher is a hands-on and creative international banker with 25+ years of experience in strategic thinking and leadership positions. With an extensive banking background at executive level, he has vast competencies in bank and capital markets, forex, correspondent banking and banking systems. As the company's CRO, Christopher is responsible for establishing and maintaining the company's banking relations.
Rabii Ahmad Esteitie
Communication & Marketing
Rabii has 15 years of international experience in marketing and communication with competencies in strategic marketing, brand management and digital communication. He has worked in different industries including manufacturing, finance, and technology. Rabii is responsible for the company's communication and marketing strategy and its implementation across the organization.
Ivan
Developer
Ivan is a skilled software developer with expertise in building scalable distributed systems and blockchain technologies. He plays a key role in the technical implementation and development of ARYZE's platform infrastructure.
Dima
Developer
Dima is an experienced software engineer specializing in blockchain development and fintech solutions. He contributes to the core technical architecture and implementation of ARYZE's digital currency infrastructure.
Our board
Richard Garnier
Chairman
Richard is a former managing director at Morgan Stanley and Goldman Sachs with 30+ years of experience in investment banking and capital markets. He has extensive expertise in financial services, corporate finance, and strategic advisory. As Chairman of ARYZE, Richard provides strategic guidance and governance oversight to the company's board and management team.
Per Frederiksen
Board Member
Per has extensive experience in financial services and banking with a strong background in risk management and regulatory compliance. He brings valuable insights into the European financial regulatory landscape and has been instrumental in guiding ARYZE's compliance strategy and governance framework.
Mikkel Thorup
Board Member
Mikkel is an entrepreneur and investor with deep experience in fintech and digital innovation. He has founded and scaled multiple technology companies and brings strategic expertise in business development, technology strategy, and international expansion to ARYZE's board.
Advisors
Peter Kristensen
Financial Advisor
Peter is a seasoned financial professional with decades of experience in banking, treasury management and financial markets. He provides strategic advisory on financial operations, treasury management, and banking relationships. Peter's expertise helps ARYZE navigate complex financial regulatory requirements and optimize its financial infrastructure.
Steen Møller Jensen
Financial Advisor
Steen has extensive experience in corporate finance, risk management and investment banking. He advises ARYZE on financial strategy, capital structure, and risk management frameworks. Steen's deep understanding of European financial markets and regulatory environments is invaluable to the company's strategic planning.
Tony Craddock
Business Advisor
Tony is an internationally recognized expert in payments, digital currencies and financial technology. He has held senior positions at major financial institutions and payment networks. Tony advises ARYZE on business strategy, market expansion, and partnership development in the global payments ecosystem.
Jimmie Steinbeick
Blockchain Advisor
Jimmie is a blockchain technology expert and entrepreneur with deep expertise in distributed ledger technology, smart contracts, and crypto-economics. He advises ARYZE on blockchain strategy, technology architecture, and innovation roadmap. Jimmie's technical insights help ensure ARYZE remains at the forefront of blockchain-based stablecoin technology.
Milestones & Recognition
Our stablecoin and orchestration work has been profiled by international media, recognized by industry awards, and validated by regulatory authorities across Europe.
ARYZE: Building The Infrastructure For Stablecoins
Forbes highlights ARYZE's pioneering work in creating robust infrastructure for fully-backed stablecoins. The article explores how ARYZE is addressing the critical need for transparent, regulated digital currencies that bridge traditional finance and blockchain technology. With a focus on compliance and reserve backing, ARYZE is setting new standards for trust and reliability in the stablecoin ecosystem.
The Rise Of Fully Backed Stablecoins In Europe
Irish Tech News examines the European stablecoin landscape and ARYZE's role in driving adoption of fully-reserved digital currencies. The article discusses the regulatory framework, the importance of 1:1 reserve backing, and how ARYZE's compliance-first approach is positioning the company as a leader in the European digital currency market. The piece also explores the potential for stablecoins to transform cross-border payments and financial inclusion.
ARYZE Recognized As Nordic Leader In Sustainable Fintech Innovation
The SDG Tech Awards recognizes ARYZE for its contribution to sustainable financial technology in the Nordic region. This recognition highlights ARYZE's commitment to building digital currency solutions that align with the United Nations Sustainable Development Goals. The article explores how ARYZE's technology promotes financial inclusion, reduces transaction costs, and supports economic growth while maintaining environmental and social responsibility. ARYZE's transparent reserve management and regulatory compliance serve as a model for responsible fintech innovation.
We're hiring
Join our team of financial technology innovators building the next generation of stablecoin infrastructure.