Case Study
Open Finance + reForge

MarketplacePay

Intercompany settlement: blockchain rails + open banking on/off ramp

MarketplacePay, a B2B marketplace serving 500+ merchants across 15 countries, needed to settle intercompany payments quickly without traditional banking delays. Using ARYZE's hybrid infrastructure, they moved from 5-day bank wire settlement to instant blockchain-based intercompany transfers with open banking on/off ramps for merchants who want local currency. Treasury team runs everything from one dashboard: request, approve, execute, prove. Finance exports match the ledger. Policies enforce limits and require multi-approval for large moves. The result: fast settlement, full control, and evidence auditors trust.

The Challenge

Meeting the needs of modern finance

MarketplacePay managed intercompany settlement across 500+ merchants in 15 countries using traditional bank wires (5-day settlement), paid £50-100 per wire transfer, had no unified policy enforcement (manual approval workflows), faced complex reconciliation across multiple banking relationships, and lacked real-time visibility into settlement status. Monthly close took 10+ days due to settlement timing mismatches.

The Solution

Open Finance + reForge

ARYZE deployed hybrid infrastructure: reForge for instant blockchain-based intercompany transfers between MarketplacePay entities, Open Finance for merchant on/off ramps (local currency deposits/withdrawals), unified policy engine with automated limits and multi-approval workflows for sensitive operations, single dashboard for treasury team (request, approve, execute, prove), and exportable audit trails linking every blockchain hop to accounting records.

The Results

Measurable impact

5-day settlement → instant intercompany transfers (>95% time reduction)

£50-100 per wire → £2 per blockchain transfer (95% cost reduction)

Monthly close reduced from 10+ days to 3 days with unified audit trails

Treasury team efficiency improved 60% with single-dashboard operations

Ready to build your own story?

Spend 30 minutes with a solutions engineer. We'll map your flows and show where you can cut cost, reduce pre-funding and keep the close clean - then turn that into a pilot with evidence by default.

Aryze

Complete financial infrastructure for modern enterprise. Modular, regulated, and built to compose.

Degraded performance

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