Case Study
Open Finance

Creators United

When banks say no, ARYZE says yes

Creators United, a subscription platform for adult content creators, was rejected by 12 traditional payment processors and faced £15K/month in fees from the one processor willing to work with them. After migrating to ARYZE Open Finance, they pay £1 per subscription renewal (90% cost reduction), process payments 24/7 without bank hours constraints, and their creators get paid instantly. No reputational risk lectures. No sudden account freezes. No judgment. Just reliable infrastructure that works.

The Challenge

Meeting the needs of modern finance

Creators United was rejected by 12 payment processors due to adult content. The one processor that approved them charged £15K/month flat fee plus 7% per transaction, froze accounts without warning during peak earnings periods, imposed arbitrary payout delays of 14-30 days, and required personal guarantees from founders. Creators experienced delayed payouts and platform instability.

The Solution

Open Finance

ARYZE Open Finance provided £1 flat-fee per transaction with no monthly minimums, instant creator payouts via account-to-account settlement, 24/7 processing (not constrained by traditional banking hours), dedicated underwriting team that understands adult content business models without judgment, and policy-based risk management instead of arbitrary freezes.

The Results

Measurable impact

90% cost reduction: £15K/month + 7% → £1 per transaction

Instant creator payouts (30-day delay eliminated)

Zero account freezes in 12+ months of operation

3x platform growth enabled by predictable, scalable pricing

Built for Everyone

While we excel at serving high-risk merchants rejected elsewhere, our infrastructure is built for ANY business seeking lower costs and faster settlement. From traditional e-commerce to fintech platforms, the same direct settlement benefits apply.

View All Customer Stories

Ready to build your own story?

Spend 30 minutes with a solutions engineer. We'll map your flows and show where you can cut cost, reduce pre-funding and keep the close clean - then turn that into a pilot with evidence by default.

Aryze

Complete financial infrastructure for modern enterprise. Modular, regulated, and built to compose.

Degraded performance

Subscribe

Stay updated with our latest insights and product developments

By subscribing, you agree to our privacy policy and consent to updates.